We'll help you select a plan for anything unexpected that may come.
If you haven't needed to go to the doctor, why should you pay for a plan that's priced assuming you regularly will?
Coming to the understanding that you should have coverage for unexpected or catastrophic medical needs doesn't always occur during normal open enrollment.
Don't pay for the bells and whistles if you don't plan on using them. Cover what YOU need.
If you're young, healthy and don't qualify for tax credits to pay most or all of your health insurance premiums, the marketplace isn't necessarily the place for you.
Save on average $9,500 annually. We can't guarantee that will be you, but if you're on this page because you fit the description, chances aren't bad.
See if You'll SaveLet's be very clear. This is the lowest cost for each segment. Though, if you're in the young and healthy bucket, this definitely could be you...
Real current pricing, not a teaser. Your exact number depends on the plan we build together.
Whether you're changing plans or starting fresh, these are the steps we'll take to make sure you get what you need.
Nov, Mar, Jul, or Aug. Meet our Team to see Options Year-round.
Trusted by Agencies and Associations dedicated to 1099 and Business Owner success.

IEC is a national trade association with 60k+ member companies, supporting contractors through education, apprenticeships, and business resources, while benefiting from tailored health and financial solutions that strengthen workforce stability and growth.

New Mexico HBA is a statewide group with ~1,500 members, supporting builders through advocacy, education, and resources, while benefiting from tailored health and financial solutions that strengthen workforce stability and growth.

United RE Group is a national real estate network with 25,000 agents nationwide, equipping them with technology, training, and marketing support, while benefiting from tailored health and financial solutions that support agent stability and long-term growth.

HB&R Association of Maine is a statewide association supporting home builders and remodelers with advocacy, education, and industry resources, while benefiting from tailored health and financial solutions that strengthen workforce stability and business growth.

KW Arizona is a regional network within Keller Williams Realty, supporting agents with training, technology, and a collaborative model to serve buyers and sellers, while benefiting from tailored health and financial solutions that support agent stability and long-term growth.

Bettr is a referral platform for over 12k financial professionals, connecting clients, businesses and 1099 contractors, with health and coverage solutions, enhancing client value while supporting stability and long-term growth.

HB&R Association of Metro East is a regional association supporting builders and remodelers with advocacy, education, and industry resources, while benefiting from tailored health and financial solutions that strengthen workforce stability and business growth.

HBA of the Upper Peninsula is a regional association supporting builders and contractors with advocacy, education, and industry resources, while benefiting from tailored health and financial solutions that strengthen workforce stability and business growth.
We make it a point to limit the amount of clients per broker to ensure they are actually there for you. Service is our promise.
With over 40 years of Benefits experience, Forge will help with the right plan and expert support
The thing that gets your age group isn't the flu. It's the accident: a bad fall, an appendix, a wreck that isn't your fault. Any one of those is tens of thousands of dollars overnight. You don't need a loaded plan. You need something that caps that downside so one bad afternoon doesn't set you back years.
A catastrophic or high-deductible plan is the honest floor: low premium, real protection when something big happens. Short-term plans look cheaper, but read the fine print. They're medically underwritten, they don't have to renew you, they're capped in length, and anything you develop while you're on one becomes a pre-existing condition they can decline next time. We'll show you which floor actually fits how you use care.
It's great for the small stuff: a cold, a rash, a refill, handled from your couch for zero. But telemedicine is a supplement, not coverage. It doesn't set a broken leg or admit you overnight. Treating a telehealth membership as "having insurance" is exactly the gap that turns into a five-figure bill.
It can be either, and we always tell you which one you're looking at. A health share is not insurance. It has no legal obligation to pay a claim, and we never blur that line. For a young, healthy person a health share can fit, but only when you go in knowing exactly what it is and isn't.
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