We help you select a plan for regular use and anything unexpected.
If you find you need regular attention from doctors, we'll make sure you have the coverage you seek.
Coming to the understanding that you should have coverage for unexpected or catastrophic medical needs doesn't always occur during normal open enrollment.
Your plan needs to cover:
- your doctors,
- your prescriptions,
- and the "big stuff".
If that plan is out of your budget, we'll show you options you can live with.
If you're healthy but don't qualify for tax credits to cover the cost of your health insurance premiums, the marketplace isn't necessarily the place for you.
Save on average $6,500 annually. We can't guarantee that will be you, but if you're on this page because you fit the description, chances aren't bad.
See if You'll SaveLet's be very clear. This is the lowest cost for each segment.
Real current pricing, not a teaser. Your exact number depends on the plan we build together.
Whether you're changing plans or starting fresh, these are the steps we'll take to make sure you get what you need.
Nov, Mar, Jul, or Aug. Meet our Team to see Options Year-round.
Trusted by Agencies and Associations dedicated to 1099 and Business Owner success.
IEC is a national trade association with 60k+ member companies, supporting contractors through education, apprenticeships, and business resources, while benefiting from tailored health and financial solutions that strengthen workforce stability and growth.
New Mexico HBA is a statewide group with ~1,500 members, supporting builders through advocacy, education, and resources, while benefiting from tailored health and financial solutions that strengthen workforce stability and growth.
United RE Group is a national real estate network with 25,000 agents nationwide, equipping them with technology, training, and marketing support, while benefiting from tailored health and financial solutions that support agent stability and long-term growth.
HB&R Association of Maine is a statewide association supporting home builders and remodelers with advocacy, education, and industry resources, while benefiting from tailored health and financial solutions that strengthen workforce stability and business growth.
KW Arizona is a regional network within Keller Williams Realty, supporting agents with training, technology, and a collaborative model to serve buyers and sellers, while benefiting from tailored health and financial solutions that support agent stability and long-term growth.
Bettr is a referral platform for over 12k financial professionals, connecting clients, businesses and 1099 contractors, with health and coverage solutions, enhancing client value while supporting stability and long-term growth.
HB&R Association of Metro East is a regional association supporting builders and remodelers with advocacy, education, and industry resources, while benefiting from tailored health and financial solutions that strengthen workforce stability and business growth.
HBA of the Upper Peninsula is a regional association supporting builders and contractors with advocacy, education, and industry resources, while benefiting from tailored health and financial solutions that strengthen workforce stability and business growth.
We make it a point to limit the amount of clients per broker to ensure they are actually there for you. Service is our promise.
With over 40 years of Benefits experience, Forge will help with the right plan and expert support
When your care is predictable and recurring, a plan with a lower deductible and fixed copays usually beats a high-deductible plan, even at a higher monthly premium. The math that matters is your total for the year, not the premium on the quote. We run that total both ways so you can see it, not guess at it.
Usually, yes. That's what a PPO is for: it covers care outside a narrow network and doesn't make you get a referral for every specialist. Before you enroll, tell us the doctors you want to keep and we verify each one is in-network for the exact plan and year. And to be clear, out-of-network almost never means "not covered." It means a different cost share, which we walk you through.
Direct Primary Care is a flat monthly fee to a primary care office for basically unlimited visits and telehealth, no copays. It's excellent if you use primary care a lot. But it covers primary care only. It has to be paired with a plan for the hospital, specialists, and emergencies. Anyone selling DPC as your whole coverage is doing you a disservice.
Depends on what fits, and we always tell you exactly which one you're looking at. A health share is not insurance and has no legal duty to pay a claim. When you have regular, ongoing needs, that distinction matters a lot, so we make sure you understand it before anything gets signed.
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