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For 1099 & self-employed

Real coverage, built for a company of one.

You don't get an employer plan. That doesn't mean you overpay. We match coverage to how you actually use care - often 20-70% less than the marketplace.

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Grow your staff and crack retention, like you always thought you could.

Whether you're a company of 75 or a company of 1 (yes, just you), everything here applies.

Streamline your offering

Good benefits but the cost doesn't match the value? We add the right enhancements that shrink the yearly renewal hike. Sometimes it even drops.

Get off the starting line

Small business, employees you want to keep, no idea where to begin? Our starter packages give your company stickiness without breaking the bank.

Never too small

Been told you're "too small" to offer certain benefits? In most cases that's just not true. The industry can help everyone. It just chooses not to.

More value than cost

Some benefits cost money; some add-ons cost almost nothing. We use the ones that make your team feel like you really care. Because you probably do.

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Trusted by associations & agencies nationwide
A business owner standing at a fork in the road between an Efficient path and a Sticky path

Benefits can be powerful. They can also suck. We get you away from the sucky kind.

What if you had the strategies usually reserved for owners and CEOs of Fortune 500 companies? Ones that make your team more effective and your company stickier? That IS possible.

Explore quality benefits

How many of these boxes do your benefits check?

How it works

Three steps. No pressure, no jargon.

1

A free, no-pressure review

We look at what you have (or don't), what it's costing, and where it's leaking money. No charge, no obligation.

2

Options built around you

Every business and contractor is different. We bring back real choices that fit your situation and budget, and explain the trade-offs straight.

3

We implement, then stay

We get you set up on step one for your company, then stick around. Most of our new clients come from referrals, because we service the relationship.

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The information you need to raise your benefits game

Real information across the HR and benefits spectrum. We bring the value.

Questions

Straight answers, before you ask.

Several. Depending on your health and how you use care, that can be a health share, short-term major medical, or a marketplace plan. We tell you exactly which one you're looking at, and a health share is not insurance - we never blur that line.

Often yes if you're relatively healthy and cost-focused, but not always. We walk you through the trade-offs honestly instead of pushing one product.

It's exactly why we re-check your coverage each year. We build something that fits now and adjust as your income and needs change.

The review is free. You only pay for the coverage you choose, and you see the real numbers first.