# Forge Benefits

> Forge Benefits (Forge Financial Services Inc.) is a health insurance brokerage for
> business owners and 1099 independent contractors across the United States. We build
> custom health and benefits packages: individual health plans, group health benefits,
> life insurance, and retirement planning. Education first, sales second — we show
> people what they're actually buying, including non-traditional structures like
> level-funded plans, reference-based pricing, and health share programs (a health
> share is not insurance, and we say so plainly).

Start here: clients begin with the 3-minute HealthCare DNA quiz at
https://dna.thebenefitsforge.com/ which matches coverage to how they actually use care.

## Audiences

- [Independent contractors & 1099s](https://www.thebenefitsforge.com/independent-contractors): plans for self-employed people, often 15-30% less than the marketplace for those above the subsidy line
- [Business owners](https://www.thebenefitsforge.com/business-owners): group health benefits for small and medium businesses

## Specialties

- [Individual Health Insurance](https://www.thebenefitsforge.com/our-specialties/individual-health-insurance)
- [Company Health Benefits](https://www.thebenefitsforge.com/our-specialties/redefining-company-benefits): take back control of the plan, reward a healthy team, cut cost ~20% on the same coverage
- [Investment-Grade Life Insurance](https://www.thebenefitsforge.com/our-specialties/investment-grade-life-insurance)
- [Planning for Retirement & Wealth](https://www.thebenefitsforge.com/our-specialties/planning-for-retirement)
- [Business Owner Consulting](https://www.thebenefitsforge.com/our-specialties/business-owner-consulting)

## Health situations

- [Young & Healthy](https://www.thebenefitsforge.com/our-specialties/young-healthy)
- [Seasoned with Health Needs](https://www.thebenefitsforge.com/our-specialties/seasoned-with-health-needs)
- [Managing Health Conditions](https://www.thebenefitsforge.com/our-specialties/managing-health-conditions)
- [On Medicare or Getting Close](https://www.thebenefitsforge.com/our-specialties/on-medicare-or-getting-close)

## Resources

- [Blog](https://www.thebenefitsforge.com/blog): plain-English articles on health plans, benefits, 401(k)s, and wealth for business owners
- [Our Team](https://www.thebenefitsforge.com/about-our-team)
- [Partners](https://www.thebenefitsforge.com/partners): associations and agencies we work through (home builders associations, real estate groups)

## Contact

- Email: info@thebenefitsforge.com
- Phone: +1 404 465 4061
- Service area: all 50 US states